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190 Communications of the Association for Information Systems (Volume 10, 2003) Globalization and E-Commerce V: Environment and Policy in Brazil by P.B. Tigre and J. Dedrick • The use of the Internet as a business tool is most advanced in information-related sectors such as finance, communications, information services, and other services that can easily be digitized. The banking sector leads e-commerce diffusion, followed by government and retailing. • Consumers in countries such as Brazil aredoi:10.17705/1cais.01006 fatcat:vyja7xnb3fa4plm7uk6ph2zicq