A copy of this work was available on the public web and has been preserved in the Wayback Machine. The capture dates from 2006; you can also visit the original URL.
The file type is application/pdf
.
The choice at the checkout: Quantifying demand across payment instruments
2008
International Journal of Industrial Organization
Dramatic changes have occurred in the U.S. payment system over the past two decades, most notably an explosion in electronic card-based payments. Not surprisingly, this shift has been accompanied by a series of policy debates, all of which hinge critically on understanding consumer behavior at the point of sale. Using a new nationally representative survey, we transform consumers' responses to open-ended questions on reasons for using debit cards to estimate a characteristics-based
doi:10.1016/j.ijindorg.2007.07.006
fatcat:yb5kvh5dsrd4xcxbc7ehziwchq