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Better Safe than Sorry - Individual Risk-free Pension Schemes in the European Union
Variations between the diverse pension systems in the member states of the European Union hamper labour market mobility, across country borders but also within the countries of the European Union. From a macroeconomic perspective, and in the light of demographic pressure, this paper argues that allowing individual instead of collective pension building would greatly improve labour market flexibility and thus enhance the functioning of the monetary union. I argue that working citizens woulddoi:10.5709/ce.1897-9254.48 fatcat:s2cvuyff25e3robbvxyk3pcxne