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Despite experts agreeing on many security best practices, there remains a gap between their advice and users' behavior. One example is the low adoption of secure mobile payments in the United States, despite widespread prevalence of credit and debit card fraud. Prior work has proposed nudging interventions to help users adopt security experts' recommendations. We designed and tested nudging interventions based on protection motivation theory (PMT) and implementation intentions (II) to encouragedoi:10.1184/r1/14204150 fatcat:sclquqaq7ndtfe7wzvf6fvtbfy