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Now there is a need of use of new instruments of financing of agro-industrial production as the existing mechanisms of crediting and subsidizing of interest rates are represented insufficiently effective. The agriculture is characterized by the low profitability which isn't allowing producers to use effectively borrowed funds as their cost during the last time grows the advancing rates. As a result of the use of the bank credits the financial condition of the agricultural enterprises worsens,doi:10.12709/mest.07.07.01.03 fatcat:d2d57vs2zfdqpmmugjidyhk4mu