PENGARUH PENDAPATAN ORANG TUA, KELOMPOK ACUAN, DAN HASIL BELAJAR EKONOMI TERHADAP LITERASI KEUANGAN MAHASISWA FAKULTAS EKONOMI UNIVERSITAS NEGERI PADANG

Nita Sofia, Agus Irianto
unpublished
ABSTRAK Penelitian ini bertujuan untuk menganalisis dan melihat pengaruh pendapatan orang tua, kelompok acuan, dan hasil belajar terhadap literasi keuangan mahasiswa Fakultas Ekonomi (FE) Universitas Negeri Padang (UNP).Jenis penelitian ini adalah deskriptif asosiatif dengan populasi yaitu mahasiswa S1 FE UNP yang berjumlah 1349 orang. Teknik penarikan sampel yaitu Proposional Random Sampling dengan sampel sebanyak 309 orang mahasiswa. Teknik analisis yang digunakan yaitu Analisis Regresi
more » ... lisis Regresi Berganda. Hasil penelitian menunjukkan bahwa: 1)Pendapatan orang tua berpengaruh signifikan terhadap literasi keuangan mahasiswa FE UNP, 2)Kelompok acuan berpengaruh signifikan terhadap literasi keuangan mahasiswa FE UNP, 3)Hasil belajar ekonomi berpengaruh signifikan terhadap literasi keuangan mahasiswa FE UNP, 4)Pendapatan orang tua, kelompok acuan, dan hasil belajar secara bersama-sama berpengaruh terhadap literasi keuangan mahasiswa FE UNP. Kata Kunci: Pendapatan orang tua, kelompok acuan, hasil belajar ekonomi, dan literasi keuangan ABSTRACT This study aimed to analyze and see the influence of parents' income, reference groups, and learning outcomes toward financial literacy of the Faculty of Economics students in Padang State University. The type of research was descriptive associative. The population of this study was S1 students of Economic of Faculty of UNP; the total was 1349 people. The sampling technique was proportional random sampling and the total sample was 309 students. Then the technique of data analysis used was Regression Analysis. The results showed that: 1) parents' incomea significantly influence financial literacy of Economic of Faculty students in UNP, 2) reference group significant effect on financial literacy of Economic of Faculty students in UNP, 3) The results of the economic study significantly effect on financial literacy of Economic of Faculty students in UNP, 4) parentsincome, reference group, and the result of economic study sifnificantly influence financial literacy of Economic studentsin UNP. Based on the results, it can be concluded that the improvement of the financial literacy of FE students in UNP can increase understanding and skills with proper financial management. The improvement of learning outcomes of economics of FE students must follow the good learning process. Keywords: income parents, the reference group, the results of the economic study, and financial literacy
fatcat:2uv56ininzbxhm5zpt44wc5tr4