References [chapter]

2020 Digital Capital  
The digital competence framework for citizens. Luxembourg: European Union. https://publications.europa.eu/en/ publication-detail/-/publication/3c5e7879-308f-11e7-9412-01aa75ed71a1/language-en. Accessed on February 20, 2019.
doi:10.1108/978-1-83909-550-420201006 fatcat:ynhepwhbqvhrrn6pxgjuowsime