the diagnosis of an abscess of the brain exists and there is a history of a severe injury, such as a fracture of the skull or a bad concussion, it is best for an insurance company to effect an advance settlement with an individual who may be carrying an accident-insurance policy by allowing one or two months of this disability. Should an adjustment not be secured, the abscess may terminate in death, and if this occurs within ninety days from the date of the accident, the company may be liable

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... r a death claim for the amount of the policy and this would be much more than if the above time of total dis¬ ability had been paid. "Insurance companies do not care to take chances on these cases and prefer to make a settlement in advance." While the volume contains information of value to those engaged in this particular line of work, one cannot but be impressed by the fact that much of it is written from a biased point of view. Text-Book of Hygiene.