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In this research, the authors proposed a new method to evaluate borrowers' credit risk and quality of financial statements information provided. They use qualitative and quantitative criteria to measure the quality and the reliability of its credit customers. Under this statement, the authors evaluate 35 features that are empirically utilized for forecasting the borrowers' credit behavior of a Greek Bank. These features are initially selected according to universally accepted criteria. A set ofdoi:10.21511/imfi.14(1).2017.01 fatcat:myixcze3p5ekdc5nwc2cu575nm