We study partially-hyperbolic skew-product maps over the Bernoulli shift with H\"older dependence on the base points. In the case of contracting fiber maps, symbolic blender-horseshoe is defined as an invariant set which meets any almost horizontal disk in a robust sense. These invariant sets are understood as blenders with center stable bundle of any dimension. We then give necessary conditions (covering property) on an iterated function system such that the relevant skew-product has a

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... blender-horseshoe. We use this local plug to yield robustly non-hyperbolic transitive diffeomorphisms and robust heterodimensional cycles of co-index equal to the dimension of the central direction.