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We conduct a thorough review of the state of product development and innovation on mobile money platforms. It is, in effect, a first-of-its-kind catalog of products and services that have been rolled out, are being piloted or have been proposed. In each case we discuss the specific functionalities they entail, or how they build on the basic mobile money rails.doi:10.2139/ssrn.1707704 fatcat:c3ac47zpgrbzzfss3otpfihfbi