EFFECT OF E-BANKING ON CUSTOMER SATISFACTION: A CASE OF SELECTED COMMERCIAL BANKS IN ARBA MINCH CITY

ADISU BOGALE KITANIBO
2018
The main purpose of this study is to investigate E-Banking and its effect on customer satisfaction. This study was conducted on customers of CBE, DB, AIB, UB, and BOA under Arba Minch city branches In connection to this, structured questionnaire have been distributed to 100 selected samples but analysis was made based on the data collected from 98 respondents. Analysis and interpretation of the data was conducted by using descriptive and inferential statistical tools with the help of SPSS.
more » ... ding to the regression output the fulfillment and system availability were negatively related and statistically significant with customer satisfaction. Efficiency, compensation and contact were positively related to customer satisfaction and statistically significant. And responsiveness statistically insignificant and has no contribution to customer satisfaction. All of these seven independent variables make 83.6% of the contributions for customer satisfaction in the Private and public commercial banks under Arba Minch city branches. The commercial banks should understand that the contributions of these variables are collectively significant to enhance and add values for customer satisfaction in their bank. In addition to this, the study identified challenges for the growth of e-Banking system. This were; poor telecommunication infrastructure, lack of regulatory framework, lack of technical support, lack of well-trained personnel, fear of cybercrime and security issue, frequent power interruption were the main challenge for the growth of E-banking system.
doi:10.20372/nadre:1554185465.19 fatcat:njvu3dq2zzfqlpplhhwcadituq