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A literature review on the application of evolutionary computing to credit scoring
2013
Journal of the Operational Research Society
The last years have seen the development of many credit scoring models for assessing the creditworthiness of loan applicants. Traditional credit scoring methodology has involved the use of statistical and mathematical programming techniques such as discriminant analysis, linear and logistic regression, linear and quadratic programming, or decision trees. However, the importance of credit grant decisions for financial institutions has caused growing interest in using a variety of computational
doi:10.1057/jors.2012.145
fatcat:3rjlq6nupvcfxnkusxw7a5sohi