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From Bitcoin to Central Bank Digital Currencies: Making Sense of the Digital Money Revolution
2021
Future Internet
We analyze the path from cryptocurrencies to official Central Bank Digital Currencies (CBDCs), to shed some light on the ultimate dematerialization of money. To that end, we made an extensive search that resulted in a review of more than 100 academic and grey literature references, including official positions from central banks. We present and discuss the characteristics of the different CBDC variants being considered—namely, wholesale, retail, and, for the latter, the account-based, and
doi:10.3390/fi13070165
fatcat:iip4hgklprgzjbn47j2m5ej3d4