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The use of credit cards is of paramount importance in improving the economic strength of any nation, however, fraudulent activities associated with it is of great concern. When fraud occurs on credit cards, the negative impact is huge as the financial loss experienced cuts across all the parties involved. This paper provides a proactive measure at detecting fraudulent activities regarding the credit card. A novel approach in machine learning known as the cortical learning algorithm was adopteddoi:10.5120/ijca2016909316 fatcat:kxuoqshqmnbidgtqm6i2ka5iny