Gana'da Banka Sermaye Yeterliliği Oranının Belirleyicileri

Yüksel Akay ÜNVAN
2020 Journal of Yasar University  
This study explores the factors affecting capital adequacy ratio (CAR) of banks in Ghana relying on data for commercial banks spanning 2008-2017. More specifically, the study investigates the effect of bank-specific and macroeconomic factors on CAR. Evidence from the system generalized method of moments (GMM) reveals that banks' capital adequacy level is significantly driven by bank size, leverage, and broad money supply. The findings also posit that while bank profitability positively
more » ... positively influences capital adequacy, the effect is insignificant. The study recommends the implementation of efficient policies geared towards enhancing bank size, leverage decisions, and money supply.
doi:10.19168/jyasar.655952 fatcat:lceqldjaqbcubbcixeargl7ami