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The usage and understanding of Australian household mortgages
International Journal of Housing Markets and Analysis
Purpose -Establish the profile of mortgage-holding households in terms of their demographic, socioeconomic, and financial characteristics and assay the current state of knowledge concerning mortgage products in Australia. Design/methodology/approach -Logit models predict owner-occupied, investor mortgages, and mortgage understanding. Factors include financial literacy, gender, age, ethnicity, occupation, education, family structure, household income, savings, and debt. Understanding isdoi:10.1108/17538270910992791 fatcat:zwgjfzzlm5bnxmiu4bqvwxbovu