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Abstr act The aim of the article is to analyze financial literacy in cashless payment. In the articles propose a hypothesis: financial literacy is one of the factor influence of cashless payments. This hypothesis is complemented by the statement that people with a higher financial knowledge and skills more often use cashless payments. In order to achieve the goal, it will describe the main factors of cashless payments. The article will also show the results of own research, which was carrieddoi:10.18276/ejsm.2018.27/2-57 fatcat:e7a7uixe5va3xnxtrgziezxgry