Naložbeni pokojninski skladi, dolgoročna vzdržnost javnih financ in finančna stabilnost v Sloveniji = Supplementary pension schemes, long-term sustaniability of public finances and financial stability in Slovenia

Aleš Berk Skok, Marko Simoneti
2011 Management  
Demographic pressures urge authorities to find solutions for their publicpension systems. Supplementary (capital market based) pensionschemes have become a prerequisite mechanism for avoiding povertyof nations. In this contribution we stress the need for the Sloveniangovernment to reform the existing embryonic supplementary pensionsystem, which will above all be basedon competitive principles.Besides the well funded collective pillar, we argue that governmentshould introduce individual
more » ... individual retirement accounts which would serve asa mechanism to provide individuals with an incentive to save for theirretirement use. By accomplishing that, Slovenia would not only solvefiscal pressures stemming from the unsustainable public pension systembut would also substantially underpin underdeveloped nationalfinancial markets and institutions.
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