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New Technologies in the Payment System Industries: The SEPA Project
2010
American Journal of Economics and Business Administration
Problem statement: The Single Euro Payments Area (SEPA) project plans to establish an integrated market for extending European integration to retail payments; it aims to provide incentives for using payment systems instead of cash for all micro payments, in order to improve both efficiency and competition in the Euro area. In this study we described the SEPA and its effects on competition and innovation in the payment systems. Moreover, we will discuss the main technological innovations
doi:10.3844/ajebasp.2010.384.394
fatcat:xn37kgxnbvbrdjcjwxcgdd37sa