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Proceedings of the Brawijaya International Conference on Multidisciplinary Sciences and Technology (BICMST 2020)
Fintech payment is a form of financial transformation that develops along with changing in people's lifestyles which are currently dominated by the use of information technology and demand of fast-paced life. Based on data from Bank Indonesia digital payment transactions through fintech, the trend raise to 77.6% on February 2019. This shows the increasing enthusiasm of Indonesian people to use fintech payments. According to the OJK, there are risks of using fintech payment, namely the potentialdoi:10.2991/assehr.k.201021.008 fatcat:l5n2zz7a7bfnpebgyncj37qnku