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E-Banking refers to the use of the Internet as a remote delivery channel for banking services. It includes the traditional ones, such as opening an account or transferring funds to different accounts, and new banking services, such as electronic online payments (allowing customers to receive and pay bills on bank's website) or financial transactions (acquisition, transfer, sale of securities) CHARACTERISTICS OF E-BANKING Unprecedented speed of change related to technological and customerfatcat:rf3xcoqy2rhixocxrdtsap4dfu