Urgency of the research. Taking into account the growth of the economic independence of households, the issues of forming their economic sufficiency, backgrounds for the accumulation of human capital, as the preconditions for the accumulation of human capital, becomes relevant. Relating to this, the most important task for households was the accumulation, use and reproduction of their human capital. Target setting. In modern conditions insufficient attention is paid to the question of the

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... lation of human capital of households, which is why it is necessary to direct scientific research into the search for effective methods and mechanisms for its further growth. Actual scientific researches and issues analysis. Significant contributions to the development of the households theory were made by representatives of various trends of economic and financial science, in particular G. Becker, J. M. Keynes, F. Quesnay, T. Maltus and others. Uninvestigated parts of general matters defining. Investigation of economic adequacy of households, in the context of the analysis of the volume and structure of their human capital. The research objective. Evaluate and analyze the economic sufficiency of households as a prerequisite for the accumulation of human capital. The statement of basic materials. The article investigates the economic sufficiency of households in the context of the main indicators of the living standard of the population; opportunities for free consumption of tangible and intangible goods; the ability to maintain and maintain a sufficient level of health; ensuring an adequate level of purchasing power; the ability to withstand the migratory movement of the population. Conclusions. As a result of the study of the households' economic sufficiency, their main characteristics have been identified, which have a certain impact on the character and quality of the accumulation process of human capital: demographic, social and financial and economic.