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Understanding the history of clients will act as a valuable screening method for banks by providing information that can categorize clients as defaulters on a loan. Customer credit rating is a grade process where the consumer is categorized by the grade. Credit scoring model used to ascertain credit risk from new and existing customer. Credit rating is an assessment used to measure the creditworthiness of the customer. For the huge customers related dataset we can use various classificationdoi:10.35940/ijrte.f8897.038620 fatcat:fzygfltqzvem5fmyveezb3c7s4