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this paper addresses the issues and techniques for Property/Casualty actuaries applying data mining methods. Data mining means the effective unknown pattern discovery from a large amount database. It is an interactive knowledge discovery procedure which is includes data acquisition, data integration, data exploration, model building, and model validation. The paper provides an overview of the data discovery method and introduces some important data mining method for application to insurance concluding cluster discovery approaches.doi:10.9790/0661-1901011118 fatcat:4tmjtotxffc6nciswfri4z3trm