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Risk segmentation: goal or problem?
2000
Journal of Health Economics
This paper traces the evolution of economists' views about risk segmentation in health insurance markets. Originally seen as a desirable goal, risk segmentation has come to be viewed as leading to abnormal profits, wasted resources, and inefficient limitations on coverage and services. We suggest that risk segmentation may be efficient if one takes an Ž . ex post view i.e., after consumers' risks are known . From this perspective, managed care may be a much better method for achieving risk
doi:10.1016/s0167-6296(00)00051-5
pmid:11010237
fatcat:ukzmn4klqbdo3cpoysizbhu4fq