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Emerging technologies have made tremendous changes in people's daily lives, and they have profoundly influenced their economic and consumption activities. Recently, the COVID-19 pandemic has also drastically increased individuals' usage of contactless payment technologies, such as mobile and facial recognition payments, which has accelerated the transformation of digital transaction services in China. In this study, the findings show that perceived usefulness, perceived ease of use, and servicedoi:10.3390/su14127150 fatcat:tc272sqpkrgvflmkzbly4o6qja