The Effect of Financial Technology, Demography, and Financial Literacy on Financial Management Behavior of Productive Age in Surabaya, Indonesia

Ahmad Humaidi, Muhammad Khoirudin, Ainun Riska Adinda, Achmad Kautsar
2020 International Journal of Advances in Scientific Research and Engineering  
This study aims to examine the effect of financial technology, demographics, and financial literacy on the financial decision making of the productive age population in Surabaya. The type of research is quantitative and conclusive in the form of causality. The data used are primary data obtained from the questionnaire. The population which is used as much as 180 respondents was selected by way of judgmental sampling. The characteristics of respondents are the productive age population in
more » ... opulation in Surabaya who has income and work. Mechanical analysis of the use of researchers is an analysis of regression doubled by using SPSS software version 20. Results of the study showed that the variables demographics are proxied by type of sex, income, and age did not influence on the financial management behavior in the population age productive in Surabaya. Whereas Financial Technology and Financial Literacy have a significant positive effect on Financial Management Behavior in the productive age population in Surabaya
doi:10.31695/ijasre.2020.33604 fatcat:4tqlxoxt6vhlncetwimsskwjkm