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We used and evaluated a simple real payoff choice investment alternatives to measure risk taking behavior of Malaysian youth and also applied this measure to examine differences in risk taking behavior of male, female, younger and older adult university students. Participants chose which of ten 50/50 chance to win or loss alternative they wish to choose. We found significant ethnic difference when Malay and Chinese were placed in-groups, Chinese showed a stronger pro-risk position than Malay.doi:10.17722/ijme.v5i3.212 fatcat:nib5mkts5zfftimoufukz2y7ey