In the majority of the countries, have exposed the need for people to have a higher level of financial education, which translates into better habits for saving and investing, in addition, they will have better decisions for the management of their personal finances which is translates into financial well-being, therefore, the aim of this work was to evaluate the financial literacy of high school students about saving habits, budgeting and credit; as well as, identify if it differs by gender.

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... do this, the hypothetical-deductive method is used, based on the seminal works of Bernheim, Garrett and Maki (2001) and Lusardi and Mitchell (2011) . The sample is non-probabilistic by selfdetermination, therefore 256 students from four institutions participated in the Veracruz context, were surveyed. For the data descriptive analysis, in order to describe the main frequencies in each saving, credit and budget indicator, the cross table's procedure was carried out. To test hypothesis about gender differences, one-way ANOVA and Levene's test was applied. The main findings show slight differences between gender in some fundamental aspects of saving, credit and the use and management of the budget.