FİNANS SEKTÖRÜNDE ETKİLİ RİSK YÖNETİMİ İÇİN PERFORMANS DEĞERLENDİRME VE BAŞARISIZLIK TAHMİNİ: BÜTÜNLEŞİK BİR KARAR VERME PROSEDÜRÜ

Hasan SELİM, Şebnem Yılmaz BALAMAN
2017 Business And Management Studies An International Journal  
Considering its important role in the socio-economic status of the developing countries, finance sector, which is one of the core components of the service sector, is the focus of this study. The main drivers of this study are, to explore the most significant factors influencing the performance of the financial institutions in a risky environment, to evaluate the economic and financial performances using the selected factors and predict the future distress/bankruptcy possibility of the
more » ... ons by a comparative analysis employing a quantitative three-step decision making procedure. To explore the viability of the proposed approach, an up-to-date and comprehensive application on commercial banks operating in Turkish Banking sector is presented by using a wide range of financial ratios. To this aim, 44 commercial banks operating in Turkish financial sector are assessed as healthy and non-healthy by using 57 selected fundamental financial ratios to provide a comprehensive insight to the bank managers, investors, government units and rating agencies to predict the financial performances of banks and make related decisions when a risky socio-economic environment is a matter of a country.
doi:10.15295/bmij.v5i1.99 fatcat:tg4mebf36jgx7licuyssayl264