We study flare processes in the solar atmosphere using observational data for a M1-class flare of June 12, 2014, obtained by New Solar Telescope (NST/BBSO) and Helioseismic Magnetic Imager (HMI/SDO). The main goal is to understand triggers and manifestations of the flare energy release in the photosphere and chromosphere using high-resolution optical observations and magnetic field measurements. We analyze optical images, HMI Dopplergrams and vector magnetograms, and use Non-Linear Force-Free

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... eld (NLFFF) extrapolations for reconstruction of the magnetic topology and electric currents. The NLFFF modelling reveals interaction of two magnetic flux ropes with oppositely directed magnetic field in the PIL. These flux ropes are observed as a compact sheared arcade along the PIL in the high-resolution broad-band continuum images from NST. In the vicinity of PIL, the NST H alpha observations reveal formation of a thin three-ribbon structure corresponding to a small-scale photospheric magnetic arcade. The observational results evidence in favor of location of the primary energy release site in the chromospheric plasma with strong electric currents concentrated near the polarity inversion line. In this case, magnetic reconnection is triggered by the interacting magnetic flux ropes forming a current sheet elongated along the PIL.