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Russian finance market is characterized by prevailing of banks' work over non-bank finance institutions, including insurance companies. It does not allow the latter to realize their investment functions in full and impedes formation of customer confidence to finance market. That is why working out of mechanism of integrating insurance companies with banks could become a basis for further development of Russian finance market. The author through methods of analysis, logical generalization,doi:10.21686/2413-2829-2016-2-45-52 doaj:ea07ee34fc61417c98f3eeb009f1c68f fatcat:wspzakmclnajhjwsh3n55so4ce