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Flood risk and vulnerability in the changing climate. Floods are a natural phenomenon, striking the humankind since the dawn of history. Yet, recent fl ood damages are dramatically higher than before, so that it is necessary to seek interpretation of this fact. River fl ooding is a complex phenomenon which can be affected by changes coupled to physical, terrestrial, climate and socio-economic systems. The climate track in the observed changes is likely, even if human encroaching into the harm'sdoi:10.2478/v10060-008-0002-9 fatcat:bpx35trokbaq5kcg25xp2c5vb4