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Recent technologies create a connectivity between business and their customers. Business can collect real time customer data by using internet of things and then processing those data using big data management to resolve problems, or to create new products. Insurance is a business industry that uses historical customer data to decide certain business aspects, such as premium amount for customer. Insurance company can combine internet of things and big data to collect customer's data in realdoi:10.30534/ijeter/2019/047122019 fatcat:vn4nnddh4vf5bdfrqkjd6hfeee