Recently, geometric technologies are developed in all sector of business, banking, insurance and every sector. India, too is watching high development in Information and Communication Technology. The result of this, Indian Banking Sector is ready for contribution better and improved services to its clients. Uninterrupted origination in ICT in the banking sector has made Computer Banking. Formation of Revolution Workshops is enabling the banks to discover various roads in the banking area like

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... ometrics, Artificial Intelligence, Robotics, Data Analytics, Wearable technology etc. As the nation welcomes innovations in ICT, banks need to prepare themselves with the mandatory set As major percentage of education to take urban youth in the nation accepts and adopts virtual banking. Banks need efforts to reach out to uneducated rural poor areas also. As the nation observers gifted ICT trends in next generation banking. Banks also need to prepare a design to overcome the tasks. This research paper undertakes the study of application of ICT in order to make the entire banking experience customer centric. The study also highlights the application of developing skill in India. It also lists the experiments postured by improvements in ICT and recommends substitutions to overcome the same. This paper is evocative in nature. Secondary data collected from various websites, reports and journals.