The measured spin-down rates in quiescence of the transient accreting millisecond pulsars IGR J00291+5934, XTE J1751-305, SAX J1808.4-3658, and Swift J1756.9-2508 have been used to estimate the magnetic moments of these objects assuming standard magnetic dipole braking. It is shown that this approach leads to an overestimate, if the amount of residual accretion is enough to distort the magnetosphere away from a force-free configuration, through magnetospheric mass loading or crushing, so that

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... e lever arm of the braking torque migrates inside the light cylinder. We derive an alternative spin-down formula and calculate the residual accretion rates where the formula is applicable. As a demonstration, we apply the alternative spin-down formula to produce updated magnetic moment estimates for the four objects above. We note that, based on current uncertain observations of quiescent accretion rates, magnetospheric mass loading and crushing are neither firmly indicated nor ruled out in these four objects. Because quiescent accretion rates are not measured directly (only upper limits are placed), it is impossible to be confident without more data whether the thresholds for magnetospheric mass loading or crushing are reached or not.