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Impersonal Default Rules vs. Active Choices vs. Personalized Default Rules: A Triptych
Social Science Research Network
Impersonal default rules, chosen by private or public institutions, establish settings and starting points for countless goods and activities --cell phones, rental car agreements, computers, savings plans, health insurance, websites, privacy, and much more. Some of these rules do a great deal of good, but others might be poorly chosen, perhaps because those who select them are insufficiently informed, perhaps because they are self-interested, perhaps because one size does not fit all. Thedoi:10.2139/ssrn.2171343 fatcat:cdf6jgyjfba6jfpdhfnguj4vtm