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The purpose of this study was to find out how the determinants of Nagari Banks as a distributor of people's business loans in Painan. The research method used is the metohed of data descriptive. The kind of used data is secondary data obtained from the publication of the bank indonesia and the bank nagari painan period 2015 – 2018. The results of this study indicate that the recapitulation of people's business lending to nagari bank is running well. The level of the NPL of the bank is in a verydoi:10.31219/osf.io/kn4vd fatcat:f5adgcqcnvhrdhcgpqfjk5ohnm