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<p>A well-functioning financial institution will sustain a countries economic development and play a great role in reduction of poverty. One of the major participants in the financial institution is the banking industry. However, the mal-functioning of the banking system can be extremely costly to the real economy. As Bank is one of the participants and major key player in the financial institutions, it needs a continuous assessment by its supervisory and management. Mere ratio analyses aredoi:10.20525/ijfbs.v4i2.218 fatcat:uokrpgx4hfaj3p2f6gmirdtk64