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This paper examines the effects of territorial differentiation of damage to wheat, maize, barley, sunfl ower and rapeseed production caused by drought and heavy rain. Our study evaluated the differences between LAU1 micro-regions in Hungary in the effects of the weather on agricultural production and found that there are extremely high differences in the probabilities of damage occurring. Therefore the design of agricultural insurance products should be based on different absolute deductiblesdoi:10.7896/j.1305 fatcat:ho2jvdotfffrnpfkhz526klkja