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The goal is to explore digital payments in India and their needs. Digital payment is a method of payment that is produced through digital methods. Both payer and payee use digital methods for sending and receiving cash in digital payments. It's called electronic payment as well. The research aims to know how digital payments in developing countries play a crucial role. It enables us understand how digital transactions create job possibilities, how easy it is to transact, how distinct it is fromdoi:10.35940/ijrte.b1352.0882s819 fatcat:ngqdmtfpfjdergoca35sfkajye