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This study aims to analyze the efforts made by BMT IKPM Ponorogo to be able to save non -bank financial institutions from non -performing financing in the sale and purchase of installments and customers to settle its obligations. This study used qualitative descriptive with the techniques of collection data through observations, interviews and documentation, then analyzed descriptively. The results of this study show that the settlement of non -performing financing on sale and purchasedoi:10.31602/iqt.v7i1.3611 fatcat:kpqxnggfnzd3vnlpiljhfhhumq