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According to the classical theory of banking development and traditional idea of practical matters of bank management, lending is one of the main directions in banking. It is connected with that realization of credit transactions should be considered as a defining component of bank management. According to this defining component each separate bank will organize loan of resources and their subsequent arrangement on proper conditions and on proper risk. Hence, taking into account thedoi:10.4236/me.2015.612114 fatcat:7tv7psyhnnfxxf2235p6omx5me