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The paper examines the role of education in earnings determination by using all three rounds of the Urban Worker Survey of Ghana for 2004-2006 conducted by CSAE. The analysis is begun by investigating and comparing heterogeneity in earnings determinants amongst self-employed (informal sector), private sector workers and public sector workers with particular focus on education. An examination of the role education, individual and household characteristics play in facilitating entry intodoi:10.4236/me.2015.612117 fatcat:big3korjyzdlnn2jcvbrfdozka