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A will is a financial management instrument after one's death. Majority of Muslims in Malaysia are aware and familiar with the term Islamic 'will'. However, the number of Muslims who write a will is very low. Studies have concluded, the reluctance factors to write a will were due to a) lack of knowledge, b) religious factor and c) financial obligation. Therefore, it is the interest of the researchers to investigate the relationships of these three contributing factors towards will adoptiondoi:10.24191/jeeir.v5i4.8835 fatcat:qnymsfe2jzexviyij7in6ykhky