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Owners' Demographics and Ownership Information in Explaining Credit Repayment Behavior of Micro Small and Medium Sized Enterprises
2016
Journal of Management
Small Medium Enterprises (SMEs) in developing countries are subject to higher degree of information opacity causing substantive constrains on lenders in their pursuit of predicting credit risk associated with SME lending. Driven by this context, the lending for SMEs is often characterized as relationship lending and credit risk predictions therefore necessarily resort to qualitative information which is often deemed to be the cost effective, viable and technically sound alternative. Therefore,
doi:10.4038/jm.v9i1.7561
fatcat:7p657qv5qnaebjwplabbph6mme