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This paper examines the determinants of private, domestic, and household savings in Pakistan. The analysis shows that private savings can be expected to grow gradually as a result of rising per capita income, falling dependency burden, improved financial deepening, and macro stability. Bivariate causality tests between GNP and savings show that GNP causes both domestic and public savings. However, the causality test is inconclusive in the case of causation between GNP and private savings. Thisdoi:10.30541/v36i4iipp.891-912 fatcat:fb6u3kmcwbepzndduk5srxr5hq