The rapid development of small and medium enterprises has become an important force in driving China's economic growth and absorbing social employment which plays an irreplaceable fiction. However, the time of the development and establishment of Chinese small and medium enterprises is relatively short and thus they still have many problems and difficulties, especially in terms of financing. The relatively low credibility and fewer fixed assets all made those SMEs have more difficulties in

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... cing which undoubtedly become an important reason in limiting their development. Facing the financing difficulties reality, our SMEs need to take effective countermeasures to realize a further development and give full play of promoting the development of national economy.