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With the increase in communication channels between various stakeholders in e Governance scenario, offering secure e-Services by means of Authentication and Authorization became a crucial part. The multi factor authentication (MF) provides better protection effectively than the age old password based authentication. Governments are making efforts to establish multi factor authentication without comprising on provisioning the e-services. https://journalnx.com/journal-article/20150679doi:10.5281/zenodo.1410224 fatcat:yd43fx5umrgcbhlttuj4o54f4y